Services offered by UNOP

Union membership works for you 24 hours a day. When you join AFSCME, you enjoy the on-the-job protection that a union contract can bring. Plus, you also have access to the AFSCME-endorsed Union Privilege benefits, which help you when you're at home. These benefits, which are backed by the collective strength of over 13 million members of AFL-CIO unions, provide you and your family with more buying power in the marketplace. With the savings these members-only benefits provide, being an AFSCME member makes dollars and sense. THESE MONEY-SAVING BENEFITS ARE AVAILABLE ONLY TO UNION MEMBERS.

Mortgage and Real Estate Program Makes buying or selling a home easier and more affordable. Special first-time home buyers programs Assistance from specially trained mortgage counselors Layoff and disability assistance Easy over-the-phone application process Program open to your children or parents

Loan Program Low-rate personal loans, with affordable monthly payments. Ideal for debt consolidation Convenience of applying for loan from home Program open to credit-qualified members

Life Insurance Low-cost term insurance at economical group rates. Three month skip-payment option during layoff or disability Special plans for seniors and members with health problems Spouse and child coverage available

AFSCME Scholarship Programs AFSCME Family Scholarship-opens 8/1; closes 12/31; winners announced 3/31. Union Credit Card Scholarship Award-dates vary-usually announced May/June, with deadline for applying in Jan./Feb. Jerry Clark Memorial Scholarship-opens 3/15; closes 7/1; winner announced 8/1. Presidential Classroom for Young Americans-dates vary-usually announced Sept./Oct., with deadline for applying in Jan.